Equity and cycles: why the long term matters
Long-term real estate equity investment requires analyzing more than the target return. The article explains how timelines, cycles, execution and the Bossa Nova case influence value creation.
The economy of mistrust: how uncertainty influences saving decisions
Precautionary savings reflect how uncertainty can change decisions on consumption, liquidity and investment. The article analyzes inflation, interest rates, saving capacity, financial information and prudence when taking risk.
Europe seeks new markets for data centres, and Spain gains prominence
Data centers in Spain are gaining prominence on Europe’s new map thanks to connectivity, land and renewables. The article analyzes the role of Madrid, Zaragoza and Barcelona, and why energy, permits and execution will be decisive.
How to choose a financial management tool to save money
Choosing a financial management tool is not about using the most sophisticated app. The article explains how to control expenses, anticipate payments, automate savings and choose between apps, banks or spreadsheets.
Real estate crowdfunding: what lies behind advertised returns
Real estate crowdfunding returns do not depend only on the advertised percentage. The article explains where returns come from in debt and equity, which conditions must be met and how to compare them with risk, term and liquidity.
What happens to your real estate investments if interest rates fall?
Interest rate cuts can reduce mortgage payments, support valuations and improve some equity investments. But they can also lower returns on debt or push up entry prices. We look at how each scenario changes.
Imaginalia: debt at 10% per annum for 236 parking spaces and 52 storage rooms in Albacete
Imaginalia finances a debt operation for 236 parking spaces and 52 storage units in Albacete, with works expected to last 2-4 months, a first-ranking mortgage, 100% cash sweep, 57% LTV and a fixed 10% annual return.
Afonso Cordeiro: capital appreciation for 101 homes in Matosinhos
Afonso Cordeiro offers the opportunity to participate in a project of 101 homes and seven commercial units in Matosinhos Sul, with an approved PIP, 35 of 41 homes reserved, 26% of the equity contributed by the developer and bank financing in progress.
European real estate investment enters a new stage: less cycle and more asset selection
European real estate investment is entering a more selective phase. The cycle still matters, but value creation will depend more on income growth, asset quality and the ability to manage or reposition assets.
Bring a friend to Urbanitae and you can each receive up to €150
Urbanitae’s referral programme doubles the bonus for new users for a limited time. Share your personal link and, if your guest makes their first investment from €500, you can both receive up to €150.
